{"id":45556,"date":"2025-05-19T07:07:51","date_gmt":"2025-05-19T07:07:51","guid":{"rendered":"https:\/\/sublicasa.com\/wil-je-een-huis-kopen-spanje\/"},"modified":"2025-05-19T07:32:52","modified_gmt":"2025-05-19T07:32:52","slug":"who-pays-what-when-buying-or-selling-a-property","status":"publish","type":"post","link":"https:\/\/sublicasa.com\/en\/who-pays-what-when-buying-or-selling-a-property\/","title":{"rendered":"Who pays what when buying or selling a property in Spain?"},"content":{"rendered":"\n<section class=\"header-text-block containerBig\">\n        <div class=\"content\">\n            <p><strong>Financial<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><strong>\ud83d\udcb8 Want to buy a house in Spain? Who pays what when buying or selling a property in Spain?<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>Are you about to buy or sell a property in Spain? Then it is good to know what costs you will face. Because in addition to the price of the property, there are a number of additional costs that you need to take into account \u2014 both as a buyer and as a seller.<\/p>\n<p>In this blog I will give you a clear overview of who pays what, so that you can start your Spanish real estate adventure well prepared.<\/p>\n                    <\/div>\n    <\/section>\n\n\n\n\n<section class=\"twi-block orange\">\n        <div class=\"twi-content\">\n            <p><strong>\ud83c\udfe1 What do you pay as a buyer?<\/strong><\/p>\n<p>As a buyer, you may first think of the purchase price of the home.<\/p>\n<p>But make no mistake: on top of that, there are additional costs that can amount to 10 to 14% of the purchase price.<\/p>\n                                <\/div>\n        <div class=\"twi-image cover\">\n        <img decoding=\"async\" src=\"https:\/\/sublicasa.com\/wp-content\/uploads\/2025\/05\/Blog-Kosten-koper-foto-EN.png\" alt=\"\">\n        <\/div>\n    <\/section>\n\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\"><strong>These are the most important cost items for you as a buyer:<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Taxes<\/strong>\n<ul class=\"wp-block-list\">\n<li>For an existing home, you pay transfer tax (In Costa Blanca you pay 10% transfer tax, in the Murcia region 8% and in Costa del Sol from 7%).<\/li>\n\n\n\n<li>For a new-build home, you pay <strong>10% VAT<\/strong> + usually <strong>1.5% stamp duty<\/strong>.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Notary fees<\/strong>\n<ul class=\"wp-block-list\">\n<li>These depend on the value of the home, but count on around \u20ac600 to \u20ac1,200.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Registration in the property register<\/strong>\n<ul class=\"wp-block-list\">\n<li>Usually costs between \u20ac400 and \u20ac650.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Are you taking out a mortgage?<\/strong>\n<ul class=\"wp-block-list\">\n<li>Then there are additional costs, such as a valuation (on average between \u20ac250 and \u20ac600).<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud83c\udfe0 What do you pay as a seller?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">As a seller, your costs are structured differently. Most of them are related to the profit you make and the sales process itself.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>These are the most important cost items for you as a seller:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Capital Gain Tax (plusval\u00eda municipal)<\/strong>\n<ul class=\"wp-block-list\">\n<li>This tax is paid on the increase in the value of the land since you bought it.<\/li>\n\n\n\n<li>The amount depends on the municipality and how long you have been the owner.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Estate Agency Fees<\/strong>\n<ul class=\"wp-block-list\">\n<li>Depending on the office and the region, these are <strong>between 3% and 6%<\/strong> of the sale price.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Energy Certificate<\/strong>\n<ul class=\"wp-block-list\">\n<li>Mandatory when selling a home. Costs <strong>between \u20ac50 and \u20ac250.<\/strong><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Utilities<\/strong>\n<ul class=\"wp-block-list\">\n<li>You must ensure that all bills (water, electricity, etc.) are paid up to the transfer.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\ud83d\udcac Can you agree on something among yourselves?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Yes, in some cases, the buyer and seller can make agreements about certain costs. But in practice, the costs are usually divided as described above.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A tip: always have it clearly <strong>recorded who pays what<\/strong>, preferably with legal advice. This way, you can avoid unpleasant surprises at the notary.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u2705 In summary<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Whether you are buying or selling: it is important to be well prepared. Knowing what costs you will face will help you to complete your Spanish property deal without stress and without surprises.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udca1 <em>Sublicasa will of course be happy to help you with this, step by step. Transparent, reliable and with a personal approach. Because your dream home in Spain starts with good preparation.<\/em><\/p>\n\n\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/sublicasa.com\/wp-content\/uploads\/2025\/05\/2778-1.jpg\" alt=\"\" class=\"wp-image-45461\" style=\"object-fit:cover\"\/><\/figure>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Who pays what when buying or selling a property in Spain? Read all about it here.<\/p>\n","protected":false},"author":2,"featured_media":45559,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[35,22],"tags":[],"class_list":["post-45556","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-travel-en","category-financial-en"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Who pays what when buying or selling a property in Spain? - Sublicasa<\/title>\n<meta name=\"description\" content=\"Want to buy a house in Spain? Who pays what when buying or selling a property in Spain? 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