What is autopromotion exactly?

With autopromotion, you, as a private individual, purchase the land yourself and commission a contractor to build your home. You often buy the plot directly from the contractor, but you do become the owner of the land before construction begins. The contractor then has the right to use the land until the home is completed.

✅ Advantages of autopromotion

• You build your home entirely to your own taste, within the limits of the building permit.
• You set the pace: buying land now and building later is perfectly possible.
• This approach is becoming increasingly common in Spain and is entirely feasible, provided you have proper guidance.

⚠️ Key considerations and risks

Autopromotion also has a number of important legal and financial caveats.

• Insurance and Liability: The contractor must obtain the necessary insurance to protect workers on the construction site. Ten-year liability insurance is optional, but highly recommended – especially if you are considering selling your home later.
• Payment in Phases: Unlike traditional project construction, there is no bank guarantee for payments. Payments are made in agreed-upon phases, each certified based on the progress of the work. This way, you only pay for what has actually been completed.
• Financing: Financing the purchase of the plot through a bank is often difficult or even impossible.For the construction itself, in some cases you can finance up to 60% of the construction costs, but not all banks offer this.
• Contracts and Responsibilities: Each case is different. The content of the contracts, the contractor’s responsibilities, and your rights as a car promoter must be thoroughly reviewed.

🧑‍⚖️ Legal advice is essential

An autopromotion project can be perfectly successful, provided everything is legally sound. It’s important to:

• Have the contracts carefully reviewed by a lawyer,
• Make clear agreements about liability and insurance,
• Establish a correct payment structure.

✨ Conclusion

Car promotion can be a fantastic way to realize your dream home in Spain, completely customized and often at a more competitive price. But… it’s not a solution you can just embark on alone.

👉 Get sound advice and guidance from specialists—both legal and construction—so you can build and enjoy your future home under the Spanish sun without any worries.